You will drive the development of retail risk data warehouse and will be responsible for risk reporting and portfolio analysis as well as you will help to grow the business by enhancing the credit risk management.
What you can expect:
- Be part of the small, but growing retail credit risk team responsible for the whole retail credit risk life cycle
- Be in charge of the retail risk data warehouse - solution design, define requirements, initial implementation and continuous enhancement of the DWH
- Develop and be responsible for retail risk reporting, both internal operative and portfolio management reporting, as well as reporting towards the bank and regulatory reporting
- Identify the need for, develop & implement the monitoring and portfolio management processes and procedures
- Be in charge of consumer lending portfolio regular and adhoc analytics - data preparation, analysis, preparing final report and outcome of analysis for management
- Be responsible for the risk data quality management
- Ensure compliance with mandatory requirements, principles, processes, roles and responsibilities for topic areas of Data Governance in line with the BCBS 239 principles
- Be part of a data-driven organization having as target to drive smart data-based decision making
- Closely cooperate with your colleagues in risk as well in other areas, both internally and with the banks Head Office
What you bring to the table:
- 4+ years of retail credit risk management experience in consumer lending, preferably in following areas - reporting, business intelligence, credit risk management tools, risk infrastructure/operations setup and maintenance - in a financial / lending institution
- Experience in setting up and continuous development of retail risk data warehouse
- Understanding of retail credit risk management, related methodological background, knowledge of credit/loan underwriting process and terminology
- Hands-on experience with portfolio analysis and monitoring of consumer lending portfolio quality
- Analytical as well as technical skills, experience in data mining is preferred
- Proactive approach, focus on detail and quality, drive for results
- Digital savvy, ideally orientation in digital/neo banking industry and recent financial innovations
- Fluent English
